It’s an age-old question that seems like everybody asks: am I saving enough for retirement? It’s never going to yield an easy answer. There are so many variables: age, future savings rates, rate of return, lifestyle, etc. Where do you even begin? Fortunately, there are benchmarks available at every age that can give you a sense of whether you’re on track. Continue Reading Are My Retirement Savings on Track?

Are you ready for the “Great Wealth Transfer”? It’s not that far off. The sooner you start your planning, the better. Continue Reading Are You Ready for the Great Wealth Transfer?

“Buy term and invest the difference” sounds like a great idea on paper. But does it actually work? Continue Reading Does “Buy Term and Invest the Difference” Really Work?

It wasn’t that long ago that Regis Philbin drew massive viewers with his TV program Who Wants to be a Millionaire. Never mind the fact that the top prize was $1 million before taxes, which is considerably less than $1 million after taxes. But in today’s economy, being a millionaire does not necessarily project the same status it once did. Or does it? Continue Reading Being a Millionaire Ain’t What It Used to Be

Over the years, it seems that each of us—whether by choice or not– has been moving gradually from paper statements and checks to digital. Is it time to cut the cord completely? Continue Reading Going Paperless: To Be or Not to Be?